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How Avenue Supermarts (DMart) fared well against Big Bazaar

EDLP (Every Day Low Pricing) is a concept hailed by FMCG companies around the world. India being a price sensitive market, of course loves it too. But, looks like Avenue Supermarts (DMart) has taken it to another level strategically. And...

What is Margin of Safety?

Origin of ‘Margin of Safety’ The term ‘Margin of safety’ was coined by the famous founders of Value Investing, Benjamin Graham and David Dodd, in their book ‘Security Analysis’, which was published in 1934. It has also been described and discussed...

How to choose right Insurance policy?

Choosing a life insurance policy is a great challenge for many individuals as there are many insurance companies offering different plans and to pick the best one out of all is pretty much difficult. Also, many a times people buy insurance plans...

Sector Funds: What are sector Funds?

These are equity mutual funds that give you access to a very small part of the overall market; they majorly invest in a particular type of business, industry or a sector of the economy. It can be any sector such as the...

What is PF and PPF?

Provident Fund (PF) is a savings scheme started by the government of India for retired salaried people of India. As per the part of this scheme, a group of people comes together to invest money in an account which is...

What is Top up and Step up, SIP in mutual funds?

A Systematic investment plan refers to investing a fixed amount of money at fixed intervals like monthly, weekly, or quarterly. If the investor can earn more while still invested in SIP, then he can either start a new SIP or...

National Savings Certificate

The national savings certificate is an initiative started by the Government of India. NSC is a fixed income investment scheme that can be opened with any post office. The target market for this scheme is small to middle-income investors who...

Rights Issue: What is it?

A rights issue is an invitation to existing shareholders to purchase additional new shares in the company (in proportion to their existing shareholding) at a specified price (generally at a discount) and time. The company gives a right to its...

What are bonus shares?

Bonus shares are the company’s accumulated earnings which are converted into free/additional shares that are passed on to the current shareholders by the stake held by each of them without charging any additional cost. Bonus shares are also known as scrip dividends. These shares...

What is Stock Split?

The stock split refers to dividing one share into two or more number of shares. The stock split results in an increased number of shares of the company. Stock split results in dilution of the number of shares, but the market capitalization...

What is a dividend?

A dividend is a share of profits paid to the shareholders and which is earned by a company. The dividend usually refers to the distribution of profits earned by the company. When a company earns profits at the end of the...

Ashok leyland-Stock Analysis

Ashok Leyland is an Indian automobile company headquartered in Chennai, India and is owned by the Hinduja Group. It is the 2nd largest manufacturer of commercial vehicles in India, the 4th largest manufacturer of buses in the world, and the 10th largest...

Team Lease- Stock Analysis

TeamLease services primarily is a temporary staffing service provider. The company started operations in the year 2002 with just 4 offices, 20 employees and 40 clients. Today, the company boasts of 2.1 lakh huge associate employee base with over 2250...

Symphony- Stock Analysis

Symphony (SYML) is the largest Air Cooler company in India, with 50% value market share in organized market. It is engaged in the business of manufacturing and trading of residential, commercial, and industrial air coolers in India and internationally. The massive supremacy of...

How do psychological biases affect us?

Mental biases refer to having a biased perspective in seeing things around. Such psychological biases influence our thought process profoundly as our thoughts are based on our perception. Moreover, It is our thoughts which shape up our beliefs and our behaviour...

NBFCs and their Registration Process

A Non-Banking Financial Company (hereinafter referred to as NBFC) is an entity that provides banking and other lending services but does not come under the legal definition of a bank. An NBFC is incorporated under the Companies Act, 1956 or...